7 1/2 habits of highly successful lifelong learners

I find structured planning with contracts and goals most difficult so I'm assuming that this falls somewhere between beginning with the end in mind and accepting responsibility for your own learning. Actually I'm learning all the time and expect I always will, but I prefer the "lifelong" learning to be enjoyable and something I choose to do. Since contracts and goals are associated negatively in my mind--i.e. not fun--structured, requiring effort in an unpleasant way, I find thinking in these terms a hindrance to my own personal concept of lifelong learning.